No one looks forward to needing a dental procedure; however, you don’t want to delay getting a crown. According to a recent survey, 13% of people put off dental treatments because they are concerned about a large bill. Unfortunately, it will cost more down the road if you wait. You don’t need to avoid your dentist in Stephens City because money is tight. You can use your dental insurance to save your tooth without breaking the bank. Here are 3 reasons to get your crown before the end of the year.
1. Your Dental Insurance Covers Crowns
Paying your monthly premiums is an investment in your oral health because it allows you to enjoy discounted rates for the services your smile needs. Your dental insurance covers more than cleanings and checkups. After reaching your yearly deductible, your policy can pay up to 80% of the cost until hitting your annual limit. With the average price of a dental crown ranging from $900 to $1,700, your coverage can significantly reduce the amount you pay out-of-pocket.
2. Avoid a Costly Dental Emergency
Although dental emergencies can take various forms, they often result from untreated oral health issues, like a cavity. If your dentist recommends a crown, it’s likely because your tooth is at risk of serious damage. If it’s not treated soon, you might find yourself searching for an emergency dentist. While you may not believe it will happen to you, 1 in 6 Americans has a dental emergency annually. Unfortunately, not all dental policies offer emergency coverage. You can avoid an unplanned trip to your dentist and a large bill by using your benefits to restore your tooth’s integrity with a crown.
3. Your Dental Insurance Expires
At the end of the calendar year, your dental benefits expire. Anything you haven’t used isn’t carried over to accumulate in the new year. You won’t be reimbursed for your premiums or deductible, either. On average, less than 3% of Americans meet or exceed their annual allowance, which varies from $1,000 to $2,000. You can lose everything you’ve paid throughout the year. You can maximize your benefits before they expire and save your tooth for minimal expense, especially if you’ve already reached your deductible for the year.
Invest in a Healthy Smile
It’s not too late to get the crown you need. You can get a high-quality restoration without costing you an arm and leg. Your dentist will help you maximize your benefits to keep your treatment within your budget. You can start the new year with the healthy, beautiful smile you deserve.
About Dr. Thomas A. Gromling
Dr. Gromling earned his dental degree from the Medical College of Virginia before continuing his training in forensic odontology. He takes many continuing education courses to provide his patients with the most up-to-date services. Dr. Gromling works with many dental insurance companies, like Delta Dental. Contact our office today to schedule your consultation for an affordable dental crown.